Even after you establish you are eligible for A Veteran Loan we will then need to help you order your Certificate Of Eligibility (CEO) from the U.S. Department of Veteran Affairs.
The COE verifies to the lender that you are eligible to take advantages of the Federal VA-backed Loan. The Certificate Of Eligibility is your Golden Ticket to the VA Loan. The COE will also show the lender if you have ever used and/or restored previous eligibility, if you are exempt from the VA Funding Fee due to a service related disability, what branch of military, and if you allotted the full amount of eligibility.
VeteranHouseLoans.com will help guide you through the entire process so you don’t need to worry about getting this document on your own, unless we can’t get it from a quick electronic request. Most prospective borrowers and lenders can get the Certificate of Eligibility in a matter of minutes, in some rare cases or with common names, etc, or uncommon ones, we may have to order the CEO to be mailed which can be a 2-4 week process. Getting the COE online will be our task to get you approved to purchase or refiance a home just as quick as possible. If you are not ready to get an amazing lender like Veteran HouseLoans.com to help, Veterans and Service men and women can obtain their COE on their own by visiting the E-Benefits Site or you can visit your local VA office to see if they can order it for you. When working with VeteranHouseLoans.com its not necessary as we will help you through the entire process from application to the funding table we will ensure its a smooth easy process.
Veterans working with a VeteranHouseLoans.com Mortgage Loan Officer will simply ask the Loan Officer to order the Certificate Of Eligibility, we will have our dedicate loan processing staff pull it for you right away to ensure you are eligible. VeteranHouseLoans.com will get the information back to you promptly. Since VeteranHouseLoans.com is an Approved Va Lender we ensure your are eligible for your loan and do the preliminary work to ensure your offer will stick or your refinance goes off with a hitch. Many time we are still able to issue a pre-approval letter even before we have the Certificate of Eligibility, but if we are in a sensitive situation or where the COE is required we will work hard to ensure we have it, your income documentation, assets, and other documentation in order to get ensure a smooth process.
If you are looking to go ahead and apply now